Disha Microfin


About Us > FINCARE

Disha Microfin has always strived to adapt itself to best serve the interests of its stakeholders as an active partner in a journey of progress. A new phase in this journey of progress was initiated in Dec 14 when disha became part of an integrated base of pyramid financial services platform unified under a single brand name. Disha along with Future Financial Services, Lok Management Services and India Finserve Advisors now form part of an umbrella brand FINCARE. This transformation intends to build and develop a portfolio of strong businesses at the base of pyramid under one corporate identity thereby exploring wider growth opportunities under each business with a stronger brand name and greater scale of operations.

The transformation signifies commitment of Disha to build a sustainable business entity at the base of pyramid, facilitating growth and progress for all its stakeholders who are partners in its business journey. This transformation retains the basic business DNA of Disha with its core values of professionalism and excellence in business operations. Disha remains committed to provide best-in-class services in the sector to all its stakeholders and retains its guarantee of transparency in business practices. Disha is now looking forward to a new phase of growth and progress with this transformation.

Fincare Group

Fincare group ( has Fincare Business Services, Disha Microfin, Future Financial Servicess, Lok Management Services & India Finserve Advisors as group companies.

The platform has significant equity investment from Truenorth, a premier India-focused Private Equity fund.

The Vision of the platform is to become the most admired financial services & distribution company serving clients at the base of pyramid.

The platform provides financial inclusion to low-income households in rural and semi-urban markets, primarily in Central, West and South India.

The platform has a product portfolio which includes Microfinance loans, Business Correspondent Loans and Micro-enterprise Loans.

The platform also distributes products non-credit products such as Solar Lamps, Mobile phones etc. which are aligned to client-segment needs.

The platform has an overall Assets Under Management (AUM) of over Rs 1800 Cr as on Dec’16.

The platform operates across 7 States & 1UT viz. Gujarat, Madhya Pradesh, Rajasthan & Maharashtra, Andhra Pradesh, Karnataka, Tamil Nadu and Puducherry with over 12 Lac client base.

The platform has over 3600 employees spread across 200 + locations.

The platform partners with over 35 funders.

The platform has Business Correspondent arrangement with 4 leading banks viz. Axis Bank, DCB Bank, Indus Ind Bank and Yes Bank and 1 NBFC viz. MAS Financial.